We’re in the do-it-yourself era. It’s easier than ever to open an investment account – you can get started right on your phone. You’ve probably seen the ads. So, why even think of hiring a financial advisor?

A comprehensive study by Vanguard, one of the world’s largest providers of investment products, makes a compelling case. Vanguard's research reveals that financial advisors may add up to or even exceed 3% in net annualized returns for their clients.

What does “generational wealth” mean, anyway? Mansions? Multi-million dollar inheritances? Trusts, whatever those are…? Generational wealth does include the assets we leave to our heirs. But it's also the education, the tools, and the wisdom handed down, enabling each generation to build on the foundation of the previous one. You don’t have to be a member of the Rogers or Weston families to establish and maintain your own family legacy.